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← Everything it does

Money out

Planned, not started

One debit, itemised — wages, taxes and reimbursements accounted for separately.

How does the money actually reach people?

It does not, yet. Nothing in this product moves money, and nothing is configured that could.

Paying wages means moving other people’s money, which means money-transmitter licensing or a sponsoring bank whose rails you use. It is the single heaviest requirement in payroll and the reason this area is empty rather than half-built: a screen that looked like it could send a payment, and could not, would be the most dangerous thing in the product.

What exists is the shape money movement will take when it is connected — one debit, itemised, with wages, taxes and reimbursements accounted for separately rather than as a single unexplained figure.

What works today

Nothing in this area is built yet. It is listed because it is part of the product we intend to have, not because any of it is available.

What does not, and why

  • Direct deposit

    Money-transmitter licensing, or a sponsoring bank.

  • Contractor payments

    The same rails, plus 1099 reporting.

  • One itemised debit for each run

    A funded bank account and a run to debit for.

  • Cheques and pay cards

    A printing partner, or a card issuer.

Every line in this area

The same catalogue the pricing table is built from, filtered to this area. One list, one set of markers, everywhere.

  • Direct deposit

    Through a licensed money-movement partner. Moving money needs a licence, not more code, and nothing here moves until that is signed.

    Planned
  • Contractor payments

    Unlimited, with 1099s prepared and filed at the end of the year.

    Planned
  • Bill pay and invoicing

    Send an invoice and pay a bill without leaving the thing that already knows your books.

    Planned
  • Contractors outside the US

    Paid in their own currency, with the paperwork their country expects.

    Planned
  • Employees outside the US

    Actual employees abroad, not just contractors — the thing every US payroll product tells you to go and buy somewhere else. The architecture carries country packs from the first line of code.

    Planned

Read the markers, not the length of the list

Anything marked planned or being built is not working today and is not charged for. Moving money needs a licensed partner and filing needs a status granted by each tax authority — neither is a matter of writing more code, and neither is claimed here.